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While there is no definitive definition of "good faith," there is some consensus as to what it means.
Essentially, a bank acted in good faith if they did not notice the date of the check.
In some states, a bank will consult with the person who wrote the check if it is presented with a check older than six months.
Certified checks, which are guaranteed by a financial institution, cannot go stale and will be honored at any time.
You could show up at your bank to deposit a check dated yesterday.
But if the amount had been scratched out and corrected, or if was made out to Jacob Smith and your name is Kyle Smith (and your middle name isn't Jacob), the bank may not accept it.
Each bank could have its own policy on dates; you should ask your bank if you're interested.It's a myth that banks won't accept checks more than six months old or that carry a future date.(This is why post-dating a check protects you from exactly nothing.) Banks accept or decline checks based on whether they think the check is good.Even if the payee never cashes it, a so-called stale-dated check isn’t free cash for your business — it almost always belongs to the state.Every state in the union has what are called escheatment laws that require a business to hand over unclaimed property after a certain time period.